I opened account with this company.
Ashley furniture genesis credit reviews.
The sales associates were great and because of the partnership between ashley s furniture and synchrony i was able to get a dining room table rug dish set place mats coffee table 2 side tables and a complete bed set including nightstand dresser and mirror and just under 3000 with 48 months no interest.
Ashley furniture credit card has a variable purchase apr of 29 99.
This was 7 days before my interest was accrued do you know they held my payments so that i would be charged interest for all of my purchases.
Today genesis is the nation s leading provider of private label credit programs for non prime consumers.
The genesis credit account has different rates fees and terms than what is advertised above.
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Ashley furniture credit card has higher than average purchase aprs.
The ashley advantage credit card has a required minimum credit score of 650 and the genesis.
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Learn more about a genesis credit account and apply online today.
According to the federal reserve board the average interest rate is 15 for all credit cards and 17 for accounts that carry a balance.
I am currently waiting for mortgage underwriting to complete and need several new pieces of furniture.
They had a program called genesis credit which i was approved.
Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 months.
Mine was 12 months interest free and i ordered about 2900 in furniture it has to be paid off in 12 months or the finane charge kicks in at 29 99 243 a month for 12 months i ws very pleased.
I went to ashley s last night and found what i wanted and the sales guy was offering their financing.
The options were 12 36 and 60 month plans.
With the amount of furniture i am in need of the.
Visit an ashley homestore to learn more about other financing options available.
The ashley advantage credit card and genesis credit ashley advantage gold account both require a hard pull of your credit.
Ashley offers alternative financing programs for consumers with less than perfect credit.
On august 20th i made a 900 00 payment and a 100 00 payment on august 24th.
Ashley furniture homestore does not have no credit check financing available.
On qualifying purchases with your ashley advantage credit card.
I went into ashley furniture and asked about other programs since i was denied.